Are Debt Consildation Programs Any Good ?

Why do you need the quick fix? Are you going to be applying for new credit soon?
Some debt consolidation companies can do more harm than good. If you feel this is what you are going to do, at least find a credit repair company that is not for profit so, fees will be at a minimum, if anything at all.
If the credit is legitimately bad…. there are no quick fixes, but if there are things on the report that are inaccurate and keeping your scores down, you can usually get those corrected quickly by sending letters detailing the rror with supporting documentation to each of the three credit bureaus.
Hope this helps!. Good luck!